We can help you save money, switch to a better deal or even release some cash
Whether your current deal is finishing, or you would like to review your options, we can look at the mortgage options available to you and ensure you are getting the right deal to match your needs.
We will discuss what products are available to you and can help you decide on the most suitable option. Some lenders will allow you to simply switch to a new rate if you are not making any material changes to your mortgage. This can often be the quickest and most cost-effective option, particularly if the rates offered by your existing lender are competitive.
Ideally you should start looking approximately four months before your existing rate finishes. Overtime as you repay your mortgage balance, and if you have added value to your home, the equity in your home may increase. This may, in turn, may qualify you for more competitive mortgage products. We can help you navigate the lenders and rates available with the aim of securing the suitable mortgage product for you.
Your home may be repossessed if you do not keep up repayments on your mortgage
The fee for arranging a mortgage is £350 but the cost for our initial meeting is met by us. Under certain circumstances, we reserve the right to charge up to 1% of the loan amount, typically this will be £350. We will provide you with written confirmation of your fee prior to the commencement of any chargeable activity.