top of page



With as little as 5% deposit the Help-to-Buy equity loan scheme is available to first-time buyers.

The government’s Help-to-Buy Equity Loan scheme has proved to be extremely popular. The government lends you up to 20% (40% if you’re in London) of the cost of your newly built home. You contribute a deposit of 5% or more and arrange a mortgage of up to 75% to make up the difference between your government loan and personal deposit.


You will not be charged interest on your government equity loan for the first five years of owning your new home. This scheme is available for first-time buyers and has proved popular with those who struggle to meet the deposit requirements for a regular purchase.


The rules and criteria surrounding Help-to-Buy loans and mortgages are changing, and we believe it is more important than ever to be able to call upon expert advice when exploring this area.

Your home may be repossessed if you do not keep up repayments on your mortgage

Person calculating mortgage fees

Our fees

The fee for arranging a mortgage is £500 but the cost for our initial meeting is met by us.

Our fee is split into 2 payments, £200 on submission of an application and £300 payable once a mortgage offer has been issued.

Under certain circumstances, we reserve the right to charge up to 1% of the loan amount, typically this will be £500. We will provide you with written confirmation of your fee prior to the commencement of any chargeable activity.

bottom of page