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Joint Borrowers

Joint Borrower, Sole Propietor


Found the right property but need a helping hand?

A Joint borrower, sole proprietor mortgage may be the right mortgage for you. This is when you join forces with a partner, friend or family member to make an application, your joint income would maximise your mortgage ability. You would have joint responsibility for the repayments on your mortgage however the other person will have no legal rights to the property.

The criteria can be quite complex, let us navigate the right options tailored to your individual needs.

Your home may be repossessed if you do not keep up repayments on your mortgage

Person calculating mortgage fees

Our fees

The fee for arranging a mortgage is £500 but the cost for our initial meeting is met by us.

Our fee is split into 2 payments, £200 on submission of an application and £300 payable once a mortgage offer has been issued.

Under certain circumstances, we reserve the right to charge up to 1% of the loan amount, typically this will be £500. We will provide you with written confirmation of your fee prior to the commencement of any chargeable activity.

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